What are the DPC fee limits?
DPC fee limits are maximum monthly costs established by the One Big Beautiful Bill Act for Direct Primary Care arrangements that maintain Health savings account eligibility, set at $150 for individuals and $300 for families with annual inflation adjustments beginning in 2026. These limits ensure DPC memberships remain affordable while preventing arrangements that function as prohibited insurance coverage. Fees within these limits qualify as medical expenses eligible for Health savings account reimbursement and itemized deductions, creating powerful tax planning opportunities for families seeking comprehensive healthcare access.
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